Foreclosure Help in Mecklenburg County, NC
If your foreclosure hearing is being filed here in Mecklenburg County, this is what to expect at the courthouse, what you can still do, and how to reach us.
Your hearing will be at the Mecklenburg County Courthouse
Foreclosure in North Carolina is a special proceeding heard by the Clerk of Superior Court in the county where the property sits. In Mecklenburg County, that is the Office of the Clerk of Superior Court at the county courthouse in uptown Charlotte.
Where
Mecklenburg County Courthouse
832 East Fourth Street, Suite 3600
Charlotte, NC 28202
Clerk of Superior Court
(704) 686-0400
Open
Monday to Friday, 9:00 a.m. to 5:00 p.m.
Case status and hearing dates
Available through the North Carolina courts Portal eCourts system.
The hearing itself is a review of the lender’s paperwork, not a trial, and it is only one step in a longer process. For what happens before and after it — and what you can still do at each stage — see the full North Carolina foreclosure guide.
Two things are worth reading before your date: what actually happens at the hearing, and which of your options are still open given how much time is left.
Frequently asked questions
Where do I get foreclosure help in Mecklenburg County?
Start with a call to us — we work Mecklenburg County cases directly and can tell you what stage yours is at and what is still open to you. Free HUD-approved counseling is also available through the NC Housing Finance Agency on 1-888-442-8188 if you would rather start there.
Is there a short sale realtor who works Mecklenburg County?
Yes — Terri Lombardo has handled short sales in this county since 1999 and works directly with lenders here. A short sale can end the debt without a completed foreclosure on your record; see your options for how it compares to the other paths.
How do I look up a foreclosure case in Mecklenburg County?
North Carolina foreclosures are filed as special proceedings, so the file number has SP in it. You can search by name on the North Carolina courts eCourts Portal, or call the Mecklenburg County Clerk of Superior Court on (704) 686-0400. The case record shows the hearing date and what has been filed so far.
How much time do I have after the notice of hearing arrives?
The notice has to be served at least ten days before the hearing, and the hearing is not the sale. If an order is entered, the sale still has to be advertised, and after the sale there is a ten-day upset bid period before anything is final. What happens at the hearing walks through each step.
Can I sell my house in Charlotte if it is already in foreclosure?
Yes. You own the house until the sale is final, and closing a sale before the auction date stops the foreclosure entirely. If you have equity, it is the only route that keeps it with you. The practical limit is time, because the listing, the buyer and the closing all have to fit before the sale date.
Do you work outside Mecklenburg County?
Our focus is Charlotte and Mecklenburg County, and we also help homeowners across North and South Carolina. Every North Carolina foreclosure runs through the Clerk of Superior Court in the county where the house is, so the North Carolina guide applies wherever you are in the state.
Talk to someone who knows this courthouse
Tell us where you are in the process and we will tell you what is still available to you. No obligation.
Serving Charlotte and all of Mecklenburg County.